A military brat that moved around a lot I was lucky to meet my wife while attending UW Lacrosse. We reside in Apple Valley with our 3 kids and think the city rocks. I have been in the mortgage business for almost 25 years and feel it is important for people to be informed on the facts and the truth and not the myths of mortgage banking. Providing Simple-Fast-Hassle Free education and service is my priority. To get more information email me at email@example.com, visit my web page www.omsiguy.biz; follow me on twitter @omsiguy or on facebook at http://www.facebook.com/pages/Toms-Wisdom-for-Mortgages-and-other-things/101866693225282. Questions or comments are always welcomed.